While buying a house, an
understanding about the concept of actual Liveable Area Price goes a long way
in saving a lot of money.
Building or buying a home is
one of the most coveted dreams for anyone. In fact, when one buys a home, the
buyer doesn’t just get a set of walls, doors, windows and ceiling, but actually
realizes the dream of a lifetime.
Realizing the dream of owning a
house is far from easy. Buying a house is an extremely complex activity. Apart from
checking on various parameters such as the cost, construction quality,
connectivity and the quality of the neighbourhood, it is important to be well
informed while buying the house because one pays a hefty sum as the first step
of the purchase cycle and goes through repaying the loan through equated monthly
installments (EMI) for an extended period of 10/15 or even 25 years. On the one
hand, the buyer is eager to buy the house and fulfill a dream and on the other
hand, there are immense pressure of the loan repayment.
However, have you ever thought
about how much actual liveable area you are getting, when you buy a house? How
much area/space are you getting to utilize and live in the house?
That brings us to an important
aspect of buying a house – knowing and paying for the Liveable Area of the
house. How do you ensure you are paying the Liveable Area Price (LAP)?
A typical house comprises the
living room, bedrooms, kitchen, toilets, corridors, passages, verandahs and
decks. However, there are many areas in a home that one does not physically
live in! These are the passagesways, corridors, decks and verandahs. This means
that Liveable Area will comprise the area of the Living Room, Bedrooms,
Kitchen, among others, but will not consider the passage space in the lobby, or
any deck. Thus price per square feet of this Liveable Area is the Liveable Area
Price or LAP.
Home designs that try and reduce
these spaces allow for more liveable area to be available in your homes and
hence a lower LAP. So in a home that is LAP
efficient, a buyer ends up paying for the space he/she is going to Live
In and not for space that is wasted because a LAP efficient home will have
minimum space wastage.
Focusing on the Liveable Area
Price is crucial for the buyer. Usually 10% - 15% of the Carpet Area is wasted
in passages, corridors, decks etc. in most homes and hence Liveable Area left
for the customer is about 85% - 90% of the Carpet Area. But the buyer still
ends up paying for this wastage area of 10% - 15% even though the buyer cannot
use practically.
Being aware of the LAP saves
you money. A lot of money!
Take for example: If the Carpet
Area of a large 2bhk apartment is 700 sq.ft. you are paying the price of the
house as per this size. Let’s say the per square feet carpet area price is
Rs.20,000.
So the total cost of the house
will be Rs. 1.4 crore.
In a usual home of this size,
about 70 sq.ft. from this area is wasted as it is not really accessible or
liveable. This would be the passage from the living room to the bedroom (7ft x
3 ft = 21 sqr. Feet), the decks in the living room (4 ft x 5 ft = 20 sqr. Ft.)
and bedrooms (4 ft x 6 ft = 24 sqr. Feet), the small niche at the entrance door
(5 ft x 1 ft = 5 ft).
To find out the Actual Liveable
area in this house, we have to deduct the wastage area from the Carpet Area. So
the liveable area would be 700 – 70 = 630 sq.ft.
If the buyer were to buy a home
that did not have this wastage space at the same rate that he paid for this
house, he would have saved nearly Rs. 14 lakh on the total price of the house.
Just think of all the ways you
can enjoy the money you save, but only when you pay for a LAP efficient home.
Without efficient LAP, you are
paying an excess of Rs. 14 lakh in the total price. With efficient LAP, you are
enjoying a vacation in Mauritius with your family. With efficient LAP, you are
on a Tour of India in your new sedan. With efficient LAP, you are multiplying
the Rs. 14 lakh in bank at 9% interest rates. With life to the fullers in your
dream home without the actual stress of continuous payments.
Now that you are aware of LAP
and are convinced about its importance, the question that crosses your mind is –
where I can find out he LAP for my dream home? The answer is simple – just log
on to www.checkyourlap.com and you
are done. The comprehensive, easy to navigate site will help you with computing
the Liveable Area Price of the property.
LIVEABLE AREA PLANNING WITH ZERO WASTAGE IN PASSAGE AND LOBBIES